Credit Services

Dispute Resolution

Challenge inaccurate, incomplete, or unverifiable items on your credit reports. We know the process and we get results.

Our Approach

Multi-Level Dispute Strategy

Bureau Disputes

Direct disputes with Equifax, Experian, and TransUnion.

Creditor Disputes

Disputes directly with the furnishing creditors.

Legal Disputes

FCRA violations and legal action when necessary.

Debt Validation

Challenge collections with debt validation letters.

Valid Dispute Reasons

Common Grounds For Disputes

The FCRA gives you the right to dispute any information that is inaccurate, incomplete, outdated, or unverifiable.

Account not yours
Incorrect balance reported
Wrong payment status
Duplicate accounts
Outdated information (7+ years)
Account included in bankruptcy
Paid accounts showing as open
Wrong account numbers
Incorrect credit limits
Mixed file errors

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